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More Information on Medicare Part D Open Enrollment

Adler Insurance helps Prescott seniors choose their Medicare Part D plans for 2017It's important to compare your options for 2017. Plans have been boosting premiums, increasing cost-sharing, imposing new hurdles before covering expensive medications, charging extra if you don’t use certain preferred pharmacies, and making other changes that could increase your out-of-pocket costs. Adler Insurance provides what you need to know when picking a Medicare Part D plan for 2017 in Prescott.

Don't stay on autopilot. The average monthly premium for Part D is increasing only slightly.  but you could still end up paying a lot more in out-of-pocket costs if your plan increases the co-payments for your drugs or drops them from its formulary (list of covered drugs).

Find out how much you'll pay for your drugs. Don't just ask if your plan covers your drugs; instead, find out how much you'll pay for your specific medications.

Find out if you can save money at a preferred pharmacy – and if the rules have changed. Most Part D plans now have preferred pharmacies, where you will pay a much lower share of the costs than you would through other pharmacies.

Shop separately from your spouse. You and your spouse might have very different needs, depending on your prescriptions. Each of you should plug your drugs and dosages into the Medicare Plan Finder to see what each of you would pay under the plans in your area.

For more information about choosing a 2017 Part D or Medicare Advantage plan during open enrollment contact us at 928-710-1455.

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