Adler Insurance in Prescott, Cottonwood, Camp Verde, and Sedona | Life Insurance, Medicare Insurance Agent
 
 

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Life Insurance Policies for Business Partners are Crucial

Adlier Insurance sells health insurance and life insurance in Prescott.The death of a business owner can be one of the hardest events for a small business to work through. Besides the personal loss, there’s the practical loss of a key asset and the question of ownership going forward.  We are here to explain why having life policies in place for all partners of your business is important.

1.     A life insurance payout can provide operating cash to get the company through a tough time.

2.    It can also help the surviving owners buy a late partner’s share from his or her heirs.

3.    It may be hard to qualify for an additional business loan with one partner gone.

4.    Without a life policy to fund a buy out, you might find yourself partnering with your late partner’s kids.

5.    It is important to pick a policy that will cover the time you need it for.

6.    It is a good rule of thumb to purchase more life insurance coverage than you
think you might need.



If you have one partner or a few, you can see that life insurance policies on all partners involved is highly recommended. 

We hope you found this information helpful. We would love to assist you in making your Life Insurance decisions.  Please don’t hesitate to call 928-710-1455 today!

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