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I'm healthy, why should I pay for health insurance?

Why it might sound counter intuitive for a healthy person to keep a health insurance policy, Alder Insurance would like to share why healthcare is important even to healthy individuals.

It’s the law:

Probably the most logical reason to keep or acquire healthcare is that it's required for all Americans to obtain health insurance under the Affordable Care Act (Obamacare). Not having healthcare will result in a hefty penalty that will be determined by your taxable income.

You can’t predict the future.

In all honesty, you'll never know what is going to happen in the future. It is possible that you can get sick or even get a deadly disease. Without health insurance, the expenses would pile up very quickly. Some Americans have even died because they where unable to pay for the medical care they desperately needed.

If would be cost effective in the long run.

If you have health insurance you will be more likely to get regular checkups, in which would make it easier to spot potential health issues down the road. Prevention now could prevent a medical crisis in the future.

It’s considerably cheaper to purchase healthcare when you’re healthy

The healthier you are right now the cheaper your premiums will be. If you already have an illness, your coverage costs could go way up. That is why it could be important to keep health insurance when you are healthy because you might not be able to afford it when you have a major decease or illness.

At Adler Insurance, our experienced agents can help you with all your health insurance needs in Prescott AZ. We have an experienced staff evaluating our clients’ situations and can find heath insurance coverage that will meet your needs and stay within your budget. Contact us at 928-710-1455

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